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Learn About Your Bankruptcy Options

If you're swimming in debt and face the possibility of losing your home and vehicle, you may choose to file bankruptcy. But if you don't know what type of bankruptcy to file, your financial problems can become worse. A year ago, I lost my job and couldn't find work right away. Although my spouse still worked, their income wasn't enough to keep us afloat. With no other options available to us, we decided to file bankruptcy. However, choosing the right bankruptcy wasn't easy. If I filed individually, my spouse would still owe on their half of the debt. If my spouse filed, the remaining debt would fall on me. After speaking to an attorney, my spouse and I opened a joint bankruptcy case. The relief of knowing we would be okay eased our minds. Read my blog to learn more about your bankruptcy options. Good luck and thanks for reading.

Techniques a Lawyer Might Utilize in Your Foreclosure Defense Case

Posted on 7 May 2024

Facing the threat of foreclosure on your home can be an overwhelming and stressful experience. However, it's essential to remember that you have rights and options when it comes to defending against foreclosure. Seeking the assistance of a knowledgeable bankruptcy attorney who specializes in foreclosure defense can make a significant difference in the outcome of your case. Here are some key techniques that a lawyer might utilize to help you protect your home. [Read More]

When Is Chapter 13 Bankruptcy The Right Approach?

Posted on 29 June 2023

Personal bankruptcies almost all fall under either Chapter 13 or 7 of the federal bankruptcy code. In a Chapter 13 case, the debtor proposes a payment plan. In Chapter 7, they offer to liquidate their non-exempt assets. Each approach has its virtues, but here's how to tell if Chapter 13 is the right option for you based on your circumstances. Income Stability and Sufficiency A Chapter 13 bankruptcy law firm will encourage its clients to provide proof of income stability to the court. [Read More]

Useful Protocols For Those Attempting To File Old Tax Returns

Posted on 22 September 2022

There are some people who forget to file taxes for a particular year. If this happens to you, it's important to file these old returns to avoid costly penalties. Just make sure you follow these protocols when doing so.  File Quickly to Avoid Further Penalties Something important to realize about not filing taxes for a year is you may be charged a penalty for this instance. If you delay filing, this penalty is only going to grow and then it may be hard to get out of this situation. [Read More]

Planning Pro Se? Why You Need Bankruptcy Attorney Services Instead

Posted on 20 December 2021

If you've fallen behind on your bills during the current Covid-19 shutdowns, and you need to file for bankruptcy, it's time to arrange for bankruptcy attorney services. You might think that you can take the pro se approach, which is to file for bankruptcy without an attorney, but that's not the case. You can make a lot of mistakes when you try to file for bankruptcy on your own. Some of the mistakes can be costly. [Read More]